Loan Programs Designed for Self-Employed Borrowers 

These loan programs are designed around the needs of self-employed borrowers, featuring common-sense underwriting that considers their unique income documentation challenges. 

12 and 24-Month Bank Statement Program Features: • P&L statements NOT required • Loan amounts as high as $3,000,000 • Up to 90% loan-to-value with no mortgage insurance, depending on loan size and purpose • Multiple business bank accounts permitted • Business bank statements and personal bank statements permitted • Business expense ratio as low as 10% • Borrower does not have to be 100% owner of the business • Common-sense consideration of NSFs and overdrafts • Highly competitive rates and unsurpassed funding times  

Ask a Question: (360) 991-8920

Meet Cody Steinmann

Having a home you can truly call your own is a big step toward achieving your financial goals. I have the knowledge, experience and loan options that will get you there. I’m also flexible and creative enough to make the mortgage process faster and easier for you, even if your situation is a bit complicated.  

Whether you’re buying or refinancing, I will: Explain every detail of your home loan. Keep things on track through every step of the process. Make sure you get to the closing table as quickly as possible.  

I look forward to earning your continued business and referrals with a higher level of service than any other loan officer out there! 

Cody Steinmann - NMLS 300250 NMLS 1828954 CrossCountry Mortgage Branch Manager / Loan Officer 360.991.8920 NMLS 300250 NMLS 1828954